Holistic financial planning for your goals
Fee-for-service financial planning from Ottawa, serving clients across Canada.
Thoughtful, personalized guidance that brings clarity to your goals, confidence to your decisions, and long-term intention to the wealth you’re building.
Holistic financial planning for your goals
Fee-for-service financial planning from Ottawa, serving clients across Canada.
Thoughtful, personalized guidance that brings clarity to your goals, confidence to your decisions, and long-term intention to the wealth you’re building.
Our Approach
Meet the Founder — Rianne de Castro, CFP®
At De Castro Wealth Services, everything begins with understanding you—your goals, your values, and the life you're building. I founded this firm with a simple commitment: to create financial plans that feel personal, intentional, and genuinely aligned with what matters most.
Every recommendation is crafted with the same care and discipline I use in my own life. My mission is to help you build clear, confident strategies that support both your present and your long-term vision. With personalized planning and ongoing guidance, we work together to create a financial foundation that feels meaningful, secure, and built to last.
Our Offerings
Tailored solutions for every stage of your financial journey.
the foundation plan
For young professionals, new families, and anyone ready to build a strong financial base.
The Foundation Plan provides the clarity, structure, and personalized guidance you need to feel confident about your next steps. We help you organize your finances, understand your options, and build a simple, actionable path forward—so you can make informed decisions and move toward your goals with ease.
Outcome: A clear, organized financial roadmap that supports your life today while setting you up for long-term success.
the growth plan
For mid-career professionals, entrepreneurs, and growing families ready to elevate their financial strategy.
The Growth Plan offers a deeper level of planning, combining cash flow management, investment strategy, tax considerations, and goal mapping. We work closely with you to refine your financial systems, optimize what’s already working, and build a plan that supports both day-to-day life and long-term wealth building.
Outcome: A strategic, forward-looking plan that accelerates your progress and strengthens your financial confidence.
the legacy plan
For established professionals, business owners, and families focused on wealth preservation, advanced planning, and long-term impact.
The Legacy Plan brings together comprehensive financial planning with retirement readiness, tax efficiency, risk management, and wealth transfer strategies. Designed with intention and care, this plan supports not only your goals—but the future you want to create for the people and causes you value.
Outcome: A cohesive, long-term blueprint that protects your wealth, supports your lifestyle, and leaves the legacy you intend.
ETF Investment Portfolios
For professionals, business owners, and investors seeking disciplined, low-cost growth.
Through our ETF Investment Portfolio Partnership, you gain access to thoughtfully managed, evidence-based portfolios curated by trusted investment experts. We provide ongoing guidance, monitor progress, and ensure your investments remain aligned with your goals and risk tolerance—giving you confidence without the stress of day-to-day management.
Outcome: A professionally managed, low-cost investment portfolio that grows with intention, giving you peace of mind and the freedom to focus on what truly matters.
Insurance Solutions
For anyone seeking financial security and peace of mind.
Our Insurance Solutions go beyond traditional coverage. We provide tailored strategies for protecting your income, assets, and loved ones, while integrating insurance into your broader financial plan. From life and disability insurance to critical illness and living benefits, we ensure you have the right protection in place for today and the future.
Outcome: A secure, well-protected financial foundation that safeguards your family, lifestyle, and wealth—so you can focus on building what matters most.
What Our Clients Say About Us
Karthik Suryanarayanan
Project Manager
My wife and I had an excellent experience and highly recommend their services. Initially, I was a bit skeptical due to my limited knowledge but after each meeting, I grew more confident in their approach and expertise. From start to finish, Rianne was exemplary in every way. The communication was top-notch—they were incredibly responsive and made sure to explain their comprehensive process clearly. It’s rare to find a team that truly listens and guides you with such care and attention to detail. I’m confident in their services and look forward to continuing our partnership.
Ali Bell
Hairstylist
My wife and I are blown away with their expertise, professionalism, and performance. Rianne took so much time and care to get to know us, our lifestyle and our retirement dreams. She has educated us and simplified things and had amazing ideas for us to reach our goals earlier! She’s always made her self available to us and has cultivated a great relationship with us! We have so much trust in her and couldn’t be happier we left the bank for our investing needs! Thank you Rianne!!
Amanda Feenstra
Teacher
I have been a client since 2021 and the quality of service they provide is outstanding! Rianne is extremely professional, knowledgeable, superb communication and flexible to work around your schedule. Rianne is always quick to answer any questions I have whether it be through email or text at anytime of day! I love how flexible she is especially with having two little ones it’s not always easy to sit down over zoom. I can just send her a quick message and know confidently that she will handle it, start the paperwork and get it done in a timely manner. One of the things I love is that they genuinely have your best interest above anything else. If you’re looking for a new financial planner or would like to get started I highly recommend Rianne.
Frequently Asked Questions
Answers to common questions about DCW and our services.
What makes De Castro Wealth Services different from other financial planners?
Every recommendation is grounded in your goals, lifestyle, and values, not a cookie-cutter template. We combine disciplined financial strategy with a human approach: breaking down complexity, anticipating challenges, and helping you make confident decisions that feel right for you. Our clients work with us because we make wealth planning clear, actionable, and personally meaningful, so you can focus on living the life you want while your finances grow strategically.
Who are your services designed for?
We work with a broad range of clients—from young professionals taking their first steps in wealth building, to established business owners and families looking to grow, protect, and transfer their wealth. No matter your stage, our guidance is customized to fit your life, priorities, and long-term objectives.
Unlock Your Weekly Money Insights
Every week, we share real insights on cash flow management, investing, and building lasting wealth — drawn from our own journey and the meaningful milestones we help our clients achieve.